If You Had To Retire In 2012 What Would Your Life Be Like?

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Think about this because time has a way of sneaking up on you.

If you are living pay to pay how are things going to change to allow you to retire?

Or maybe you have some cash put away but is it enough?

Do you have a plan?

And I do not mean buying lottery tickets.

What changes are you going to make in 2012 so that you can retire the way you want to?

Here is what I am going to do this year.

First, I have a great day job that I love however I do not want to be chained to my desk until I die.

I want to be able to travel the world and work at the same time.

To do that I need my own business that generates cash flow.

My business is consulting with local businesses to increase paying customers through online marketing.

I am very good at that.

However to attain my retirement goal I need a business that works for me while I am away.

So, I am going to create an offline marketing system that can be outsourced and allow others to sell it in their local market for a commission.

Eventually all I will do is train others how to market and sell the system to local businesses.

And I can do that training from anywhere in the world.

This is my plan for 2012.

Peter Fuller MBA CA
905-566-1927

P.S. In the comments below tell me what your plan is.

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This entry was posted on January 18, 2012, 7:42 pm and is filed under Retirement Planning. You can follow any responses to this entry through RSS 2.0. You can skip to the end and leave a response. Pinging is currently not allowed.

#1 by Beverly Knox on May 26, 2012 - 5:26 pm

Peter, just the idea of retirement makes me happy. Many, including me need to think more about retirement and how we want to properly live it. This is why I have begun making changes to accomplish my own dreams. I know those who keep moving forward and plan accordingly will live their retirement peacefully and still have more then enough money to help others.

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#2 by Dr. Christa Herzog on May 4, 2012 - 1:50 am

It’s great that you are thinking outside of the box. Like you, I’m grateful to be employed doing work that I love. However, my blogs are my property that I plan to leverage into a long term business that will be increasingly automated.Thank you for sharing this article.It is very helpful to us

#3 by Jacob on April 26, 2012 - 8:09 am

If I had to retire today, I would walk north to where it is warm, buy a surfboard, go surfing everyday, fish everyday, pick fruit and eat it everyday… I would seduce the pretty women and just have a good time over and over again… now there’s a worthy groundhog day!
Jacob’s latest post Pai Organic Skin Care Products

#4 by Steven Papas on April 22, 2012 - 3:46 am

Retirement is coming for everybody sooner or later. You mine as well act like it is coming tomorrow everyday because soon it will and you will be totally prepared.
Steven Papas’s latest post Webhosting Plans

#5 by Uyendt on April 18, 2012 - 10:55 pm

I have been building my residual income and reducing my debt systematically and I travel about 3 times more now than I used to do when I had a regular job

#6 by Sadie-Michaela Harris on April 18, 2012 - 2:06 am

Peter I Just stopped by to read other people’s thoughts on this topic… many great points for view and honesty shared. Your certainly gave people something to think and chat about
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#7 by personalised items on April 16, 2012 - 1:45 am

retiring is one of those things that everyone would be planning as early as they get there first job. Since it’s a long term investment and a life time plan. So planning it properly with the details insures your self ahead.

#8 by logo items on April 15, 2012 - 8:51 am

If one would retire this year, I just hope it wouldn’t be too hard. With the tough economy we have, it is a lesson for us all to start building our future. We all must be ready for what will happen, may it be good or bad.

#9 by Cyber Tweaks on April 11, 2012 - 5:44 am

well i will not retiring this year. this year will going to good for me . hope to make more money tho
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#10 by website designing company on April 10, 2012 - 6:37 am

It is good plan to travel for world tour and also works with any online business because It is possible to do online work from any place. I like your plan, Piter..!!
website designing company’s latest post Web Templates8

#11 by Pastor Sherry on April 8, 2012 - 1:56 pm

Good question, Peter. Probably for some of us it wouldn’t be very beneficial to retire this year! It’s good to have a plan and be working toward it. Your plan sounds really good. I think I’d need to learn more — or at least more of what to do next — in order to have such a workable plan.
Pastor Sherry’s latest post Walk With God Even When The Answer Is “No”

#12 by Elena Anne on April 7, 2012 - 5:01 pm

This is a great thinker post. I know a lot of people don’t think about retiring because it is 10 or 20 years down the road. That comes faster than you think.
Elena Anne’s latest post The AM Workout: Working Out Before Breakfast

#13 by William Earl Amis Jr III on April 5, 2012 - 5:54 pm

Peter, I just had to revisit your site. This is a great and simple way of showing all how to do the same. It only takes a few minutes of your time and will have a huge change in your life.

Get to a quiet place and with paper, pencil write down just as Peter shows. It works with reading it out loud to feel your words. This is empowering. Hey, get enthusiastic about the whole idea.

Thanks Peter in making it all worth while. Your a great coach and I see your plan manifesting already.
William Earl Amis Jr III’s latest post Your Passion Is Your Business

#14 by Nick on April 4, 2012 - 8:22 am

Hi Peter,

You’ve got a really admirable plan.
For me it would be a bit difficult if I had to retire this year. However I think that I would focus on the writing and selling an e-book. This would allow me to travel around the world, and not have to stay in a specific place.
Not much of a plan?
Nick’s latest post Backcountry Coupon Code and Review

#15 by Kevin DeRoo on April 3, 2012 - 1:37 pm

Hey Peter,

I “retired” from the 9-5 corporate life summer of last year … but that doesn’t mean that I’m working less hours.

Since I work for myself and love what I do … will I ever retire? (I’m sure Kris my wife is saying … you better! Lol!)

My big project for 2012 is a coaching program for affiliate marketers which is going to be offered as a Click Bank product.

Thanks for sharing your plans with us Peter.

Kevin
Kevin DeRoo’s latest post I AM RESPONSIBLE

#16 by Sarah Reece on April 3, 2012 - 9:44 am

That’s quite an interesting question you’ve posed here. Retirement is the last thing on my mind right now, in fact I’m in my infancy in online business. I would be needing some more time here, before I can make enough money to have a good retirement life. I would like to invest in real estate and look at the option of rental income to keep me afloat post retirement.

Must admit you plan for retirement is quite sound. All the best to you.
Sarah Reece’s latest post Bluehost Coupon

#17 by clare@holistic health on March 27, 2012 - 10:59 pm

Hi Peter,
Great question! I retired 10 years ago from corporate life but not from creating my own income. I went from E to S quadrant and I am in the process of moving into the B and I quadrants. However, if I had to retire this year, my life would be dismal but I am on track to be financially free in 3 – 5 years. Life goes faster than most of us can imagine!

Great article.
Clare
clare@holistic health’s latest post Water – Could You Be Dying Of Dehydration?

#18 by Pearly Quah on March 27, 2012 - 4:39 am

Love this post ! Honestly, I always mention to my hubby that I plan to go back Penang Island when I retire but there isn’t any time given as to when we will retire.

I wouldn’t dare to think of “when” because I know we, husband and wife enjoying making money. In fact, the lifestyle we are living in now can be considered partly retirement lifestyle. We have lots of relaxing weekends holiday, night outing with family, creating more passive income, etc, etc.

Cheers
Pearly
Pearly Quah’s latest post Understanding Massage (Part 1)

#19 by Edyta on March 23, 2012 - 8:14 am

I am young and it it is difficult for me to think about my retirement. The best investment for me is buying a house and rent it. Thanks!
Edyta’s latest post Panic Away Review – An Honest Opinion of the Most Revolutionary Anti-anxiety Program Around

#20 by Julie on March 23, 2012 - 1:41 am

Until I feel so passionated about my work, I won’t retire. Anyway, I think working keeps me young:)
Julie’s latest post local dentists

#21 by Jack Sander on March 22, 2012 - 4:37 am

Hi Peter,
Thanks for opening my eyes. Although I’m a young guy, I should have a plan for the future, as I’m not planning to be a simple employee for the rest of my life. Nevertheless, many people wish to be their own boss, but they don’t have the courage or the right plan to take the life in their own hands. From what I’ve read on your blog, it seem like online marketing could boost any business, with the right strategies.
Jack Sander’s latest post Grouting floor tiles

#22 by eJean1981 on March 20, 2012 - 8:43 am

I’ve been saving money for years, but I don’t really have a plan. I think I’m going to need to make that my goal for the year – just getting my act together, looking at my finances, and starting to plan.

#23 by William Earl Amis Jr III on March 14, 2012 - 2:36 pm

Peter,
you are starting the year off with a huge bang. I love your persistence in visualizing what needs to be done and then announcing it to the world. That takes allot of faith holding yourself accountable.

Peter, I have always valued your unique insight on the subject of retirement in all its areas. You have given me hope that my decision was a good one. I took the leap in 1989 and have subcontracted for Government, and big, small and entrepreneurs. It was a vital part of sharing my passion to serve others.

I would never go back to the 40/40 club and would advise all who are blessed to get to this location. They should seek your continued guidance before leaving their jobs. The only thing that would hole anyone with the true heart of so few of us have. Is to live by fear of not knowing where your revenue to survive will arrive from. That is why it is imperative to have a supportive person such as you, Peter as a coach, mentor in ones life.

Hey, its going to be an amazing journey for a lifetime. Just allow your imagination to have unlimited levels. Keep your focus on moving forward and remaining productive. Do not allow anyone to tell you it can’t be done. Hey, If I can accomplish it, so can you.

Just remember no one ever has been able to accomplish this without a group of passionate accessible people focused on your betterment.

Peter without doubt your one of our greatest coaches and visionaries in our global industry. You have character and really care for others well being. You continue to amaze me with you style of getting to the point. And that is what I cherish most of our relationship which has been the best choice of mine yet. Thanks for caring and being patient with all of us.

Hey, new grounds take time to adjust. It is not a race yet a lifetime journey that must take form if your going to ever create a real lifestyle. Just stop living through life.
William Earl Amis Jr III’s latest post Get TO The Point

#24 by Alan Hands on March 12, 2012 - 8:48 am

Well, I couldn’t retire yet that’s for sure. However, I’m building something that will help me retire before most of the people I know. My plan is to add value, help people and in the process I’ll help myself. Sounds corny, but it will work.
Alan Hands’s latest post Mar 12, Find The Quality People

#25 by PHP Programmer Philippines on March 9, 2012 - 3:28 pm

Nice thought ! very interesting post. this year i’m not going to retire because i’m not yet done achieving my goals and i’m still young for that . What I’m going to do is to focus on my plan.

thanks,

Daniel
PHP Programmer Philippines’s latest post PHP Logical Operators

#26 by Willena Flewelling on March 7, 2012 - 10:55 am

This is no hypothetical question for me. When my husband turns 65 in March 2013, our youngest will be only 13 years old! We’ve been thinking about for some time, and we do have a plan in place.

Willena Flewelling
Willena Flewelling’s latest post Duplication in MLM – David Haines Tells You How

#27 by Farrell on March 7, 2012 - 6:19 am

Too early to retire for this year. My plan for this year is to promote my business and make do of fun moments with my family. Life is too short so that we must go live a healthy and productive life.
Farrell’s latest post XHTML Special Characters

#28 by alicia@yboggle on March 6, 2012 - 10:05 pm

I have been following your articles for over a year now. You have been influential in my view regarding retiring and preparing to do it the right way. It’s all about planning and doing it wisely. Not about age, as I thought before, but about money, having the finances in place. I have been building my residual income and reducing my debt systematically and I travel about 3 times more now than I used to do when I had a regular job. Thanks so much for your inspiration.
alicia@yboggle’s latest post Making Fund-Raising FUN!

#29 by Steve@Holiday Watchdog on March 6, 2012 - 8:59 am

Have to agree with lynda here,

I think it is vital to have a plan with what you are going to do when retired, i think too many people just go into it with no thought process at all and end up for the first few months not knowing what to do.
Steve@Holiday Watchdog’s latest post MS Destiny | Colourful Coast Cruise | Canary Islands | Holiday Complaints | January/February 2012

#30 by Steven on March 5, 2012 - 1:16 pm

Looks like you have good plan in place and hope you can get it done.
But, yeah if we come back to your article title then I must say my life would be a bit difficult if I had to retire this year but I am working hard to change this
Steven’s latest post Vocabulary Level E Answers

#31 by Obaidul on March 5, 2012 - 5:26 am

‘Planning’ is our lifelong friend. One can never move ahead with planning things. Most of the people are not very concerned about how they will retire or what their retirement will be like.

I strongly feel that a ‘new phase of life’ begins when you retire. If you want to enjoy this phase to the fullest (as you did with the rest in your life), you must plan your retirement efficiently.

Thanks for this significant reminder, Peter.
Obaidul’s latest post Interview with Guest Blogger – Ann Smarty | Search Engine Journal

#32 by Avatar on March 1, 2012 - 1:54 am

I’m not planning to retire yet in 2012. What I’m going to do is to focus on my goal and act accordingly. And its up to God where I’m going. So whatever happened, its all plan by providence so there is nothing to worry about I know the Im in His hand. Everything is arrange for my own benefit.
Avatar’s latest post Increasing Global Demand for Gold

#33 by Jacob on February 29, 2012 - 3:25 pm

Incredible. It sounds like you have some awesome business plans for your and others. Keep up the good work and spread the message.
Jacob’s latest post Unbiased Furchange Review – Should You Join?

#34 by Paul Reimers on February 29, 2012 - 1:07 am

It’s especially important now for people to take responsibility for their own retirement plan with the strain that Social Security and pensions will be under before too long.

I love that online marketing, outsourcing and network marketing exist to give people options to create a retirement for themselves that wasn’t accessible to the average person in the past.
Paul Reimers’s latest post A Powerful Technique to Make Decisions Easy

#35 by Jim Jenks on February 22, 2012 - 12:13 pm

I definitely would not be able to retire this year; just graduated college and I’m still paying off school loans. This was definitely helpful though because I know I will need to develop habits that will put me in a good spot to retire down the road.
Jim Jenks’s latest post Melaleuca Foundation: Santa Lucia Children’s Home

#36 by chanikacha on February 22, 2012 - 4:25 am

I am still young to retire but If I ever retire this year I will just have more time with my family.
chanikacha’s latest post Effective Ways on How to Learn French

#37 by Farrel on February 21, 2012 - 10:33 am

Hello peter, its been a long period of time that I didn’t visit your site due to health problem. I think in my part, retiring this year is not good for me lots of debt to paid off. That’s why I made a new site for better productivity for this year.
Farrel’s latest post Introduction to XHTML

#38 by Andrew Walker on February 20, 2012 - 1:50 am

Hi Peter. It’s really been awhile since the last time I dropped by your site.
Well you know, I’m not really planning of retirement for this year. It’s a definitely no for now. But yeah, I’m thinking about it too. To make a plan about retirement, I mean.
Andrew Walker’s latest post Get Cash For Your Gift Card, But Buyer Beware

#39 by Akos Fintor on February 17, 2012 - 8:31 pm

Hello Peter,

My plan for 2012 is to give more in every single way possible.

thank you!

Akos

#40 by Theuns on February 16, 2012 - 4:12 pm

Hi Peter

This is a very important Post for every one to read.

What are you working for ? or what are you living for?

If you work to retire one day you are wasting your time no matter what you say you will all ways fall short with money.

If you live for your dream like I do you will do every thing you can to get to your dream, take risk’s start a sideline business or Create something from a single Idea that you have.

My Idea is almost a realty and it will be before the end of this year , I have a dream to change the world with one Idea that i did get 5 years ago. What is that Idea ? to find out you can go to my blog and read the 3 last post’s that i did.

Regards
Theuns
Theuns’s latest post Most People Are Followers – Introduce Them To A Leader and They Will Thank You

#41 by Richard Goutal on February 15, 2012 - 11:38 pm

I should have retired given that my father did at 63, yet I am older than that now! Plan for 2012: Develop more info products for sale. Create more partnerships. Then we’ll see.

#42 by Melodie Kantner on February 15, 2012 - 3:19 pm

That is so true. Time has a way of slipping by. Planning for the future is really important.
Melodie Kantner’s latest post Have You Heard About The Home Business Radio Network?

#43 by Hans Schoff @ tornado safe room on February 15, 2012 - 5:05 am

Hey Peter, I like your plan! Planning to be big, as in a big business where you don’t have to be present for the business to operate and grow. Too many people just focus on how to make more money (linear income usually) not realizing that they have to continually earn it – and trade their time for it – or the money will stop. Again, great plan!
Hans Schoff @ tornado safe room’s latest post CNN, NBC Air Our Recent Tornado Safe Room Install in Madison, Alabama

#44 by Michael on February 13, 2012 - 12:21 pm

It is really something how they used to teach us to never trust anyone over 30. Now I think that people who are 30 are pretty young (I can’t really say they are kids, because they are not), but I still think of them as young.

I think working with local businesses to help them increase their customers and profits is a great kind of business to have. Taking advantage of the opportunities the internet has to offer and working toward a new kind of business reality for the future sounds pretty good to me.
Michael’s latest post Because My Mom Said So

#45 by Martin Green on February 13, 2012 - 11:08 am

Very interesting post, Peter. I’ll show it to my parents. As for me I’ll think about it later.

#46 by Jeffrey T. Sooey on February 13, 2012 - 9:41 am

Good for you! Though I haven’t thought much about my retiring I would like to do the same and plan ahead on what I want to do when the time comes and I am ready. Being able to do your work while traveling around the world is a great thing and with careful planning I hope to be able to do the same.

#47 by Gary Young China Sourcing on February 12, 2012 - 12:02 am

You definitely show some insight in your words. If we do not plan, it will not happen. I know people who have to go back to work after they retire because they just don’t have the cash flow. Thank you for the insight.
Gary Young China Sourcing’s latest post China Sourcing: Just Showing Up

#48 by Sadie-Michaela Harris on February 7, 2012 - 7:04 am

Life would be very expensive if I had to retire in France at the age of 44… it’s rather early. Should the situation be financially thrust upon me I would have to move to a much less expensive country and I would strive to find one with more days of sunshine too!

#49 by Julieanne van Zyl on February 7, 2012 - 7:04 am

Hi Peter, I am a boomer although I was born towards the end of the “so-called boom”, so I’m building my business online to allow me to have all the money I want to do the things I want – like travelling, scuba diving and spending time with my grand-children.

I’m using Network Marketing and Direct Selling as my “vehicle” for earning that money. I plan to use some of it to invest in rental properties, so I have other income coming in also. I love to diversify.

Your plan sounds great also Peter! Regards from Julieanne
Julieanne van Zyl’s latest post Network Marketing Tools why use a WordPress blog?

#50 by Rick Lelchuk on February 1, 2012 - 8:12 pm

Peter,

I think I have to agree with Joyce. It sure catches up to you quickly. Heck, I was just in college, wasn’t I?
RICK

#51 by Buddy Hodges on February 1, 2012 - 12:07 am

Passive residual income provides financial freedom. “Royalty” type income has been one of my goals for many years. During some of those years I did achieve enough passive residual income from network marketing to live on full-time — even if I stopped working. Those were years of great freedom!

Now I am determined to build up residual royalty income from writing, including blogging, books, and Kindle eBooks.

Depending on your definition, I either “retired” decades ago, or I will probably never retire. My own businesses have given me creative satisfaction and friendships. I tried, more or less successfully to live by the motto, “If you do what you love, you will hardly ever have to work.”
Buddy Hodges’s latest post Interdependence vs. Independence Reconsidered

#52 by Joyce Edwards on January 31, 2012 - 6:39 pm

Retire? I think I will have to work until the day I die. Since being a boomer and also getting caught up in the economic downturn I can not even think of that word. So I think I am going to follow you closer and get my cash flow flowing!
Joyce Edwards’s latest post FAT Doesn’t Make You FAT!!!!

#53 by Anok @ Sulfate Free Shampoo on January 26, 2012 - 6:27 am

Peter, i feel lucky that i don’t have to think about retire ‘cus am still a student

#54 by Nile on January 25, 2012 - 9:48 am

It is definitely important to have an income coming in that I don’t have to work much, even not at all. However, in 2012, I really do not plan to retire at age 32.

However, I do have plans that I have to meet and I want to be retired early on. I think I commented here before that even though when I retire, I would enjoy myself, I still would go to speak at conferences and do things I love to do. I just cannot see myself totally unplugged from my passion to teach people.
Nile’s latest post WordPress Pages Versus Posts, Which to Choose

#55 by Anthony McNeil on January 25, 2012 - 8:51 am

Hey there Peter,

For me this very thing will happen. I have not shared this online because of the assignment I was in, but at the end of 2012, I will be retiring after 20 years of being a Police Officer.

Fortunately for me, in addition to my janitorial franchise that I have own for 17 years, I have built an online business that will allow to leave and do the things I really enjoy in life… Spend time with my family and play LOTS of golf!

#56 by Steve Nicholas on January 24, 2012 - 8:51 pm

Great post, Peter! You are so right about the need to look forward and build a future. I am working on building my business, and also starting an investment group, as soon as I can find a proxy. (The investment is at a distance, and because of my schedule teaching, I am not in a position to make the trip to bid.) This is more of a 10-20 year plan, but I think that being anywhere from my early 40′s to about 50 is still young enough for me to enjoy the ability to work because I want to rather than because I have to
Steve Nicholas’s latest post Not a Two-Dimensional Figure

#57 by Lynn Brown on January 24, 2012 - 8:23 pm

Its a good reminder Peter! A plan is a must for today and the future. I have planned to increase my business through other income streams, joint ventures and new product creation. I enjoy how social media has helped to make that possible. Retiring? not sure if I will ever be ready for that, I’m having too much fun meeting wonderful people, learning everyday and making a difference in peoples lives as well.
Lynn Brown’s latest post A Facebook Mistake You May Not Realize You Are Making

#58 by John Gaydon on January 24, 2012 - 8:05 pm

Yes, you do stir the pot about having enough to retire.

I have some good residual income streams, but not enough to live on the Riviera for the rest of my life.

I am venturing into local marketing and wondered how much you charge clients to get noticed?
John Gaydon’s latest post How To Build A Large Network Marketing Business

#59 by Peter Fuller on January 24, 2012 - 11:08 pm

Hey John, pricing depends on the client and the value of new customers to them. Initially I will ask the client what a new customer is worth to them. No matter what you do, seo, google places, mobile, contest it all comes down to how many customers can you deliver to that client and their value. How much would you charge a client where each new customer is worth $1,000 and you think you can deliver 5 per month?

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#60 by Lynda Cromar on January 23, 2012 - 4:10 pm

It is definitely important to have a real concrete plan with steps laid out. If there is no plan, there is no action, if there is no action the dream is merely a wish!
Lynda Cromar’s latest post I Found The Secret Of Taking It Personal In MLM Network Marketing!

#61 by Steve-Personal Success Factors on January 22, 2012 - 9:31 pm

Peter, it’s great that you are thinking outside of the box. Like you, I’m grateful to be employed doing work that I love. However, my blogs are my property that I plan to leverage into a long term business that will be increasingly automated.
Steve-Personal Success Factors’s latest post Here Are More Online Business Success Factors for 2012

#62 by Keri on January 21, 2012 - 6:05 pm

I keep telling people close to me I’m going to move to Brazil, rig up a palm tree with wifi, and throw parties on the beach for tourists.

I act like I’m kidding, but really…not so much.

Our technologies allow us to be anywhere doing what our best judgement tell us. Fortunately, we have people like you to help us make good decisions.

~Keri
Keri’s latest post How Porn Can Help Politics in 2012

#63 by Cynthia on January 21, 2012 - 7:25 am

Hi Peter,
Sneaking up all right! I know I am not close to the retirement age but like you said, I have no intentions of being chained to a desk for the rest of my life.
My goal is to retire before I am 40 and then to go travel with my family… Now, the plan…
Well, internet marketing for sure. I am going from network marketing, seo services… I have a couple of ideas but I have to make sure to be able to deliver them flawlessly first
LOVE YOUR plan! It’s certainly something that is needed right now and soon it’s going to be in high demand.
Cynthia’s latest post SEOPressor – SEO On Page Optimization Tool

#64 by BuySellWordpress on January 19, 2012 - 6:19 am

I’m not going to retire this year, but I’m sure that we all should think about it now and plan everything
BuySellWordpress’s latest post WordPress Themes

#65 by johnavery on March 5, 2012 - 6:06 am

The biggest problem we may have to consider old age medicare and keeping our self esteem intact when it comes to monetary needs.
johnavery’s latest post Salvage

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If You Had To Retire In 2012 What Would Your Life Be Like?

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